Data Security

Our important data security principles

We are responsible for storing the cardholder data on your behalf in our Payment Card Industry PCI-DSS level 1 compliant data centres. As sellers (merchants) you can extract many benefits: 

1. No need to perform your own PCI-DSS certification.

2. You pay low-cost transaction fees on a pay-as-you-go basis.

3. You don’t need your own operational staff, servers, storage and virtualisation technologies.

4. Your IPosUp apps installed on your multiple smartphone and tablet devices access our IPosUp hosted payments solution over the Internet.

5. Our cloud computing data centres achieve 99.9% high-availability as well as inherent Disaster Recovery (DR) capability.

6. Cardholders enter their card PIN on your IPOS pad terminal.

Note: IPosUp is planning to get PCI SPoC/CPoC certification for “PIN-on-Glass” and “Tap-to-Phone” card payments service via the PCI Council in the near future. Our payment service will undergo additional certification with global EMVCo PCI SPoC and CPoC standards.

SWIMTM ID – Your PKI Private Keys based Digital Identity

Self-registration requires you to provide your name, proof of address, passport, driving licence, bank details, e-mail and SMS OTP. You can set your own SWIM PIN for your SWIMTM ID (Software Wireless Identity Module Identity).

Your mobile device is bound using the phone’s unique identity (IMEI), and the IPosUp app is unlocked using your unique SWIMTM ID token and your associated user SWIM PIN.

By using the SWIMTM ID public/private keys, we achieve a security level of PKI-2FA (Public Key Infrastructure with 2-Factor strong Authentication).

Avoid theft, scams and any other loss of funds

We follow three basic security principles:

1. Generate your private Digital Identity keys and Digital Bank Account and Card Wallets in our trusted Public Key Infrastructure (PKI) secured 2-Factor Strong Customer Authentication (SCA) payments service.

2. Encrypt all Internet communication to our IPosUp infrastructure via PKI based 2-Factor Authentication; in other words you are meeting the UK’s Payment Service Directive 2 and RBI (Reserve Bank of India) regulation.

3. PCI Point-to-Point Encryption (PCI PTPE) of all bank account and card data from your IPosUp app to our cloud payments service host.


IPosUp Point-Of-Sale solution to suit you

The secure IPosUp app transform your smartphone into your everyday Mobile Point-Of-Sale card and bank payments device. Using the latest technology we give you the ability to securely streamline your payments at a low cost.

IPos soft

Receive bank and card payments on the move with your IPos soft. Our MPOS Tap-to-Phone/QR Code technologies allows you to accept bank and card payments via your smartphone camera/NFC devices. Take contactless card payments anywhere and anytime without any external card reader!


IPOS bric or pad

Connect your IPos bric or pad via Bluetooth and allow customers to tap or insert their card to pay for goods and services. Our IPOS bric or pad gives the customer more flexibility enabling chip-and-PIN and contactless when it comes to making payments.

£19 + VAT per IPos bric or pad

Rs1800 + GST per IPos bric or pad