Business and personal bank

Business and Personal Bank Accounts that are Affordable, Simple and Secure

Manage your money while accepting card and bank payments for your products and services as sole traders or small businesses. IPOSUP satisfies all your banking services needs via a single mobile app!

Just starting a micro business or modernising your small business or simply needing a modern personal bank account? Simultaneously apply for business and personal bank accounts with IPOSUP simultaneously and transform your hobby into a business!

Small businesses and consumers are automatically given virtual bank accounts upon registration to the IPOSUP mobile app. Registration takes less than 15 minutes, plus IPOSUP charges no monthly or annual fees for business accounts unlike many other virtual banking apps.

All Faster Pay and Direct Credit inbound account transfers are charged at 0.8% fee and all outbound transfers are totally free – no other hidden fees!

Faster Pay inbound (0.8% fee) and outbound (free) transfers

Free transfer between IPOSUP bank accounts

Full or read access to staff and family members

Accounting integrations

In-built 24-hour free support chat service

BACS Direct Credits (0.8% fee) and Direct Debits free

Cash deposits and cash withdrawals (coming soon)

Visa/Mastercard digital debit cards (coming soon)


Applications undergo anti-money laundering and our eligibility checks, and are approved within 15 minutes, via the IPOSUP app self-registration process.


We have partnered with ClearBank, UK’s latest modern clearing bank, to provide your business and personal bank accounts. Funds in these accounts are highly secure as they are held at the Bank of England. IPOSUP does not use your funds for investment or lending purposes: So IPOSUP is safer than the traditional high-street banks!


So, you have peace of mind knowing 100% secured liquidity of business and personal funds, whether you have a registered company or you are a sole trader or you simply need a modern affordable, simple and secure personal account.